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Type the contribution rates from the participant's assessment letter, then the services delivered at your agreed prices. See what the participant pays and what the government pays — for every line, each category and everything together.
Nothing you type is sent anywhere or saved, and there is nothing to sign up for.
The participant pays $0.00 of $1,020.00
Personal care and nursing: fully government-funded.
The participant pays $141.75 of $810.00
Cleaning and gardening: the government pays the other $668.25.
Participant $155.25 · government $1,944.75
5 services, $2,100.00 in all, at a full pensioner's rates.
From the invented example below — a full pensioner’s month, at made-up prices.
The calculator
Change a rate, a quantity or a price and every line changes with it. Each line splits to the cent: the participant's share at their rate for its category, and the government pays the rest.
A simplified calculation, not financial or legal advice. It applies the rates you enter to the services and prices you enter, line by line, to the cent. The participant's assessment letter sets their rates, and each price is the one the provider agreed. This page is not made by or affiliated with the Department of Health, Disability and Ageing or Services Australia.
Clinical supports are 0% for every participant: the government pays their whole price. Personal care is a clinical support from 1 October 2026.
Copy the independence and everyday living rates from the participant's letter. A part pensioner's or a Commonwealth Seniors Health Card holder's sit between 5% and 50%, and between 17.5% and 80%; a participant who had, or was approved for, a Home Care Package on or before 12 September 2024 can have lower rates, down to 0%.
An invented example: a full pensioner's month, at made-up prices. Change any of it, or clear the lines and enter your own.
Add a typical service, then type your price
Participant pays$0.00
Government pays$760.00
Participant pays$0.00
Government pays$260.00
Participant pays$13.50
Government pays$256.50
Participant pays$112.00
Government pays$528.00
Participant pays$29.75
Government pays$140.25
Of $2,100.00, the participant pays $155.25 and the government pays $1,944.75.
Clinical supports · 0%
$1,020.00: participant $0.00, government $1,020.00
Independence · 5%
$270.00: participant $13.50, government $256.50
Everyday living · 17.5%
$810.00: participant $141.75, government $668.25
All services
$2,100.00: participant $155.25, government $1,944.75
When a participant contributes to a service, the government pays the provider the rest of its price; for clinical supports, the government pays all of it.
The rates
Services Australia — or the Department of Veterans' Affairs, for some veterans — assesses a person's income and assets and sends them a letter with their contribution rate for each category. These are the rates for each outcome of that assessment.
0% for everyone
Fully government-funded. For example nursing, occupational therapy, podiatry and help with showering or dressing — and, from 1 October 2026, every personal care service on the Support at Home service list.
Source: My Aged Care · Department of Health, Disability and Ageing
A moderate contribution
For example remedial massage, support to attend appointments, and equipment under the Assistive Technology and Home Modifications (AT-HM) scheme.
Source: My Aged Care
The highest contribution
For example cleaning and gardening.
Source: My Aged Care
Full pensioner
Part pensioner
Self-funded, with a Commonwealth Seniors Health Card
Self-funded, without a Commonwealth Seniors Health Card
Means not disclosed
Source: My Aged Care
From 1 October 2026
On 1 October 2026 every personal care service on the Support at Home service list moved from the independence category to clinical supports. The government funds personal care in full, and the participant's contribution on it is 0%, whatever their assessment.
Source: My Aged Care · Department of Health, Disability and Ageing
Personal care delivered up to 30 September 2026 sat in the independence category. Enter those lines as Independence, at the participant's rate.
Source: My Aged Care · Department of Health, Disability and Ageing
A person who was receiving a Home Care Package, or was approved for one, on or before 12 September 2024 pays the same or less under Support at Home, and someone assessed as not having to pay Home Care Package fees pays no contributions. Their letter can show rates under the table's: the calculator takes any rate from 0%.
Source: My Aged Care
The Home Care Package lifetime cap remains in place for Support at Home contributions: $88,934.57 as at 20 September 2026, and it is indexed. The calculator works out the contributions for the services you enter.
Source: My Aged Care
In Corella
In Corella, the office records each participant's assessed percentages for independence and everyday living, with the date they apply from and where they came from — the assessment letter, say — and clinical supports are 0% for everyone. Each service is given a category from a date, so personal care mapped as Independence to 30 September 2026 and Clinical from 1 October takes its own day's category, even on one invoice. On the office's view of each Support at Home invoice, every line shows its category, the person's percentage and dollar share, and what came from the budget, split to the cent — and each participant's quarterly budget keeps care management as its own line rather than netted off.
Common questions
Sources: Support at Home costs and contributions — My Aged Care · Charging for Support at Home services — Department of Health, Disability and Ageing, updated 1 June 2026. Read 22 October 2026.
Thirty minutes on a live instance, starting from how your organisation bills Support at Home today. Or ask for a demo pass and try the aged-care demo yourself.
